Podcast

FIRE (Financial Independence Retire Early). Dream or Reality? The purpose of the Payback Time podcast is to inspire listeners to create leveraged or recurring income that can ultimately make financial independence a reality. If you have achieved financial independence or are well on your way to achieving financial independence, then I want to hear your story. We break down the steps required to generate leveraged income including but not limited to stock investing, online business, traditional business, and real estate. Each episode unpacks the mistakes made, victories achieved, and the overall journey that led to where you are today.

Gary Wilson – Retired by Age 40 with Real Estate Investing

Gary Wilson – Retired by Age 40 with Real Estate Investing

Imagine retiring by age 40 but wishing you would have taken action earlier so you could have retired by age 30.  My next guest has been investing in real estate most of his professional working career.  We walk through the circumstances that put him on this path at a...

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Clayton Allen – Day Trading is not for the Faint of Heart

Clayton Allen – Day Trading is not for the Faint of Heart

Have you ever thought about day trading stocks?  Those who know me understand that I’m not a fan of trading.  It’s high risk and over 90% of people lose money doing it.  In most cases, you’re better off going to the Casino.  At least they’ll serve you free drinks...

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Nicholas Hinrichsen – Auto Industry Tech Entrepreneur

Nicholas Hinrichsen – Auto Industry Tech Entrepreneur

My next guest co-founded a company called Carlypso after graduating from Stanford Business School in 2013.   He went through YCombinator (same startup accelerator as AirBnb, DoorDash, Stripe, Reddit etc).  He Raised a total of $10M in venture funding by 2015 and sold...

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Zach Jensen – Amazon Account Management

Zach Jensen – Amazon Account Management

My next guest is a young entrepreneur who found a niche in the Amazon account management space.  He helps Amazon sellers achieve more freedom by managing their supply chain and customer service.  Although his business is a service business, he’s applied his...

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Dwaine Clarke – Commercial Real Estate

Dwaine Clarke – Commercial Real Estate

Have you ever thought about owning real estate?  How about owning real estate where your tenant signs a contract for 5, 10, and sometimes 15 years?  The thought of having a low risk and long term tenant is pretty much a dream in this space.  But check this out… My...

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Anthony Colarusso – Sales as a Service + Real Estate

Anthony Colarusso – Sales as a Service + Real Estate

My next guest took his background in supply chain and applied it to sales processes.  He created a highly scalable service business that generates leads for other organizations.  He talks about a very conservative approach to starting a business in the beginning but...

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Paul Neuberger – Insurance + Cold Call Coaching

Paul Neuberger – Insurance + Cold Call Coaching

Cold calling. I don’t know about you, but I don’t exactly roll out of bed with motivation to cold call.  As for our next guest, it’s not only something he loves, but something he’s great at.  He first discovered the craft in college and by the time he graduated, he...

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Ashley Altum – Accounting as a Service

Ashley Altum – Accounting as a Service

Ashley Altum achieved the dream of helping build and sell a business at a relatively young age. She then took the profits of that sale and invested in another business that unfortunately ended up being a pretty big failure. After losing a lot of money and feeling down...

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Curtis May – Insurance and Financial Services

Curtis May – Insurance and Financial Services

Curtis May is an insurance and financial services professional with over 20+ years experience.  On the surface, insurance isn't exactly a glamorous business model but it's a necessity!  It's also a recurring revenue model.  If you want to become an entrepreneur, this...

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Agostino Pintus – Multifamily Syndication

Agostino Pintus – Multifamily Syndication

Agostino Pintus is a multifamily investor, syndicator, and entrepreneur with more than 15 years of experience in real estate. He currently oversees strategic partnerships, capital development, and platform development for Realty Dynamics Equity Partners, an investment...

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Chad Heeter – Lease to Own Property Investing

Chad Heeter – Lease to Own Property Investing

Chad Heeter has an inspirational story of overcoming the loss of a loved one.  With two children at home, he knew he needed a career that provided freedom.  In this case, he turned his attention to real estate investing.  His specialty is Lease to Own...

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Nick Guenther – SEM – Real Estate – Membership

Nick Guenther – SEM – Real Estate – Membership

Nick Guenther has established an SEM (Search Engine Marketing) agency as well as real estate rental income.  He put himself into a position where he could travel for several months at any instance while leveraged income continues to roll in.  Now he's turned his...

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Matt Riordan – IT Professional – Scrum Master

Matt Riordan – IT Professional – Scrum Master

Matt Riordan is an IT Professional who managed to remove tens of thousands of dollars of debt within two years. Now, being debt free, he has the high ground and the opportunity to create leveraged income with very little risk.Contact Matt atriordanm89@gmail.com You...

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Jeremy Cherny – IT Managed Services

Jeremy Cherny – IT Managed Services

Jeremy Cherny owns an IT Managed Services company. He founded the company in the 1990s and put himself in a position where he could step away from the business and it will essentially operate on it's own due to the team he's put in place.Contact Jeremy...

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