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In 2015 I wrote a book on the subject of time management for small business owners.  The book essentially teaches business owners how to generate a lot more revenue in significantly less time and this book was modeled after my own success as an IT consultant.  The highlight of this process was an interview with Brian Tracy that was featured on networks including Inc, NBC, ABC, CBS, and Fox.

Although meeting Brian Tracy and making a lot of great connections in the self-help / information marketing industry was a great experience, I also saw the dark side of the industry which motivated me to discontinue the book and walk away.

The self-help industry is overwhelmingly filled with “fake gurus”.  Individuals creating books and digital information on subject matter they have never experienced themselves.  For example, I met an individual teaching you how to earn $10,000/month selling courses when in reality, after my own clever interviewing tactics, I discovered he was making less than $1,000/month and living off his wife’s corporate salary.  Another individual was teaching courses on how to earn 7-figures a year with these “5 simple steps” when in reality he was in severe debt with no income at all.  I also met a humbled individual who was trying to break into the information marketing industry but couldn’t cut it.  He had to revert back to his career as a videographer to make ends meet.  

I stepped away from this industry, wanting nothing to do with it.  I told myself if I’m going to publish educational content, I cannot do it for the money.  I need to focus on the value I provide to others. 

I’m sharing this story because I want to be seen as a real person.  I love investing and I found it to be a great way to create excellent work/life balance.  I’m not someone who enjoys working long hours, chained to a desk or stuck on time-wasting conference calls.  I believe a lot of you feel the same way.  That’s why I created Payback Time to publish great content on the subject of not only investing but the creation of passive income.

I hope you find value on this website.  If there is anything I can improve on, please let me know.  I welcome your feedback.

Sean Tepper